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Dave Says Jan 23 all mags

Hope Is a Good Thing

What is the main difference between people who follow your plan, stick with it, and succeed, and those who fall off along the way? I’ve walked with thousands of families […]

Dave Ramsey Dec 22

Is It Okay to Hide Money From My Spouse?

After hearing you talk about financial infidelity, I have to admit that I hide money from my husband. I have been setting aside money for emergencies without his knowledge. He […]

Dave Says November 22 scaled

Cutting Costs During the Holiday Season

We’re doing our best to stick to our cash Christmas budget this year. Are there any traps to avoid, and do you have other advice on ways we can cut […]

loan or gift from dad says dave ramsey

Is It a Loan, or Is It a Gift?

We have $15,000 in credit card debt. My husband works very hard, but only makes about $25,000 a year. We’re also living in a very old trailer right now, and […]

dave ramsey scaled

Dave Says… Pay Debt?

Is debt consolidation a good way to get out of debt? Here’s the big reason debt consolidation isn’t a good idea. It makes you feel like you truly did something to change your whole financial outlook when you

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