Currently Browsing: Dave Says 5 articles
Hope Is a Good Thing
What is the main difference between people who follow your plan, stick with it, and succeed, and those who fall off along the way? I’ve walked with thousands of families […]
Is It Okay to Hide Money From My Spouse?
After hearing you talk about financial infidelity, I have to admit that I hide money from my husband. I have been setting aside money for emergencies without his knowledge. He […]
Cutting Costs During the Holiday Season
We’re doing our best to stick to our cash Christmas budget this year. Are there any traps to avoid, and do you have other advice on ways we can cut […]
Is It a Loan, or Is It a Gift?
We have $15,000 in credit card debt. My husband works very hard, but only makes about $25,000 a year. We’re also living in a very old trailer right now, and […]
Dave Says… Pay Debt?
Is debt consolidation a good way to get out of debt? Here’s the big reason debt consolidation isn’t a good idea. It makes you feel like you truly did something to change your whole financial outlook when you